Regina Cowell, REALTOR®
775-412-7797
Reno Sparks NV Real Estate Sales
Exceeding Your Real Estate Needs
Real Estate License BS0143612
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KW Group One Inc. Keller Williams Realty
155 Disc Drive Suite 103
Sparks, NV 89436
Phone: (775)336-3800
Fax: (775)336-3801
Contact Page
155 Disc Drive Suite 103
Sparks, NV 89436
Phone: (775)336-3800
Fax: (775)336-3801
Contact Page
How Much Can You Borrow?
How much you can borrow will depend on your income, down payment, job stability, existing debts, credit references and payment history. Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:
- Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should be no more than 28 percent of your monthly gross income.
- Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.
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